See How We Can Help

Financial Services

At Corrigan Financial Services, we offer a wide range of financial planning and employee benefit services focused on individuals, families, and business owners. We pride ourselves on developing holistic, written retirement plans and thoroughly managing every aspect of retirement, so that you can rest easy, knowing that we are working hard to match your personal goals and to help provide reliable income in retirement.

Personalized Planning

Business Owners

Employee Benefits

SCHEDULE YOUR COMPLIMENTARY REVIEW

Personalized Planning

As part of our retirement planning process, we’ll assess your current income and project your potential retirement income. Together, we’ll develop a sustainable income strategy that is built to last. We’ll also assist you in understanding your Social Security options and help you maximize the benefits that best suit your needs. If you have a pension, we’ll walk you through the available options and help you make informed decisions. Additionally, we’ll help you prepare for other important factors, such as the possibility of a spouse’s premature death, inflation, or taxation.

We’ll collaborate with you to assess your risk tolerance while taking the time to listen and understand your financial goals. As an Investment Advisor Representative working with an independent Registered Investment Advisor, we are not affiliated with a large “wire house” institution. This independence allows us to provide a broad range of funds and equities to build cost-effective, high-quality portfolios. At Corrigan Financial Services, we use an institutional-style investment strategy to manage your funds.

Part of the financial puzzle is how you reduce personal income taxes now and in the future so you have a chance at financial independence and survival. We feel it is a critical part of the process, and it is more important than ever with tax rates on the rise. If income taxes are going to take a bigger part of your future spendable income, you need to explore cutting-edge strategies that could improve your financial position and provide for a more comfortable and rewarding retirement.

Selecting the right healthcare plan to suit your needs can be a daunting process. Long-term care planning is essential to protect you and your family financially from unforeseen medical challenges as you age. With numerous options available, our team is here to guide you in making an informed decision about the best plan choices for you.

Having up-to-date wills and other related documents is very important in making sure your affairs are handled in the manner you intended. We encourage our clients to work with the appropriate legal counsel in evaluating, analyzing, and implementing their wishes, both during their lifetime and at death, for the distribution and administration of their estates and to minimize estate and gift tax consequences.

We are familiar with a number of estate and business attorneys that can properly guide you through this process.

Business Owners

From plan design and investment product selection to employee education, we are here to assist our business clients in the design and implementation of employee retirement plans to suit the specific needs of their company. Plan designs range from 401(k)s, Profit Sharing, and Defined Benefit Plans to ESOPs and Non-Qualified Deferred Compensation Plans.

If one or more people in your company play a significant role in the profitability and productivity of the business, then insuring them makes good business sense. A premature death or long-term disability could financially destroy a business. Also, providing long-term incentives to these key people is prudent to provide stability and longevity.

We assist the business owner(s) with strategies for buy-sell agreements as well as support with the funding implementation.

For many owners of small or closely-held businesses, realizing a retirement goal means selling their business. Oftentimes, the business is the largest single asset in his or her portfolio. Long-range planning to help ensure the funding is available to the designated buyer can mean an on-time retirement. We assist in evaluating viable strategies, funding plans, and implementation support.

Employee Benefits

We have assembled a knowledgeable team of professionals and aligned ourselves with quality strategic partners that together provide real solutions to the healthcare challenges businesses face today. Healthcare reform has increased the complexity and the impact it will have on businesses and their employees.

We feel the health of your organization depends in large part on your employees’ benefit program. We also believe we offer one of the greatest benefits in the industry – our people and affiliated strategic partners. People who can help you take a proactive approach to employee benefits and employee well-being. People who will link you with the latest technology and cost management tactics. Real people with real solutions to today’s health care issues.

Our organization is built around flexibility. We feel it is more important to our clients than ever. Responsive and flexible is what our clients need and demand. We deliver that and more. We take time to get to know our clients, their people, and their goals so that we can custom-design a benefit strategy to meet their unique needs.

We provide our clients access to cost-saving alternatives like managed care options, innovative risk management strategies, and ongoing consulting, as well as wellness programs and cafeteria plans. Our goal is to make sure their benefit plan benefits the organization and the employees.

A full range of employee benefit programs are available customized to fit your corporate structure with your goals and objectives in mind.

  • Group Health Insurance Programs
  • Fully Insured Plan
  • Self Insured Plans
  • PPO & HMO
  • Health Savings Accounts
  • Health Reimbursement Accounts
  • Flexible Spending Programs
  • Section 125 Cafeteria Plans
  • COBRA Administration
  • Worksite Health Screenings
  • Proactive Wellness Programs
  • Confidential Health Risk Assessments
  • Dental & Vision Insurance Plans
  • Pre-paid Legal & Identity Theft Programs
  • Long & Short Term Disability
  • Basic Group Life & Voluntary Life Programs
  • 401-k & Profit Sharing Plans
  • Key Man Life & Disability Insurance Programs
  • Business Succession Planning
  • Buy Sell Funding
  • Estate & Tax Planning
  • Retirement Planning
  • Executive Deferred Compensation
  • Tax Deductible Long Term Care Programs
  • Split Dollar Life Insurance Plans
  • Travel Accidental Death & Dismember Plans

  • 30+ Years of Experience in the Insurance and Financial Services Business
  • COBRA Compliance – we can handle all COBRA notifications and collection of premium payments, keeping your plans in compliance with all federal and state regulations.
  • Claims Troubleshooting for all your employees and their dependents. We get involved with the insurance carriers and providers on any claims issues that may arise. Our goal is to assist when needed so you and or your employees don’t have to waste valuable time being on hold while trying to navigate the often confusing maze of insurance.
  • Enrollment Processing – our offices handle each of your new hires (and terminations), coordinating with all your insurance providers, double-checking that all required information is captured accurately and timely. We provide a Temporary ID card to your new hires within 24 hours of enrollment.
  • Prior Creditable Coverage Coordination – we actively coordinate with your employees to obtain the proper documents from their previous carriers so that claims are not delayed in processing.
  • Billing Reconciliation – we assist in reconciling your insurance premium bills with each carrier, making sure all your credits and debits accurately reflect your enrollment and payment history.
  • Renewal Rate Negotiation – as an independent advocate for our clients, we represent your best interest and have the ability to have open discussions with the insurance carriers’ underwriting departments in trying to obtain the best renewal action possible.
  • Ongoing consulting and analysis – we regularly meet and communicate with our clients, assessing data and trends that could possibly impact the effectiveness of their plan. Alternate funding, cost containment, trend considerations, and wellness initiatives are a few examples of areas that are frequently assessed.

Your Time Is Now

Schedule Your Complimentary Review